Information I need to give you

Information I need to give you

There are two types of information we’ll need from you.

The first is a summary of your finances as detailed below. The second is an understanding of what you want your retirement to give you.

We’ve developed a list to help you get started.


Your finances

1. Pension pots:

  • Pension policy number and value for each pension you might have
    (if more than one from different employers for example)
  • State pension entitlement if you aren’t already receiving this 
    (it can take up to six weeks to find this out)

2. Income you're already receiving, which could include:

  • State pension income
  • Personal pension income
  • State benefits
  • Investment income
  • Rental income
  • Savings income
  • Other income (such as casual work for example)

3. Expenditure:

  • Mortgage or rent
  • Utilities (gas, water, electricity)
  • Council tax
  • Insurances
  • Travel
  • Holidays
  • Groceries
  • Household items
  • Entertainment
  • Clothing
  • Home maintenance
  • Other expenditure

4. Debts:

  • Loans
  • Credit cards
  • Car payments
  • Other debts

5. Medical and lifestyle:

  • Prescriptions
  • Diagnosed conditions
  • Previous hospital visits

Your goals

To help us understand your key objectives for retirement, and to make sure we get the most out of our call, please take a moment to reflect on what you really want your future to hold. 

For example, you could consider the following as some possible objectives:

  • Making the most of your investments
  • A flexible ongoing income
  • A guaranteed regular income
  • Helping your family
  • Improving your home
  • Paying off debts
  • Holidays
  • Rainy day money
  • Increasing your income
  • Paying less to the tax man
  • Paying for future events
  • Planning your will
  • Mitigating inheritance tax
  • Protecting your children’s inheritance
  • Trust planning
  • Protecting you and your partner in the event of death
  • Protecting yourselves against illness
  • Protecting your belongings
  • Quality of care in the event of ill health
  • Protecting your home
  • Protecting your car

Why not print off a copy or download a copy of our budget planner  so you can pull the information together at a pace that suits you?

Here to help

01737 233413

We’re here 9am to 8pm
Monday to Friday

Contact us >