Retirement income advice service

Retirement planning isn’t a one-size-fits-all solution. You can now get your money in a number of ways including:

• receiving a guaranteed income for life (annuity)
• receiving a flexible retirement income (drawdown)
• taking a tax-free lump sum and leaving the rest invested in a fund for future use (drawdown)
• a combination of any of the above.

You can even take all of your pension savings as a single cash lump sum or a series of lump sums.

The best solution for you can depend on a number of things including your health, your wealth and your plans for the future.

About our service

Our service is designed to help you find the right solution for turning your pension savings into an income for retirement. With more choice about when and how you can do this it’s essential that you take time to find the best solution for your personal circumstances.

We can help you make sense of your options and recommend the most suitable financial solution for you.

We’ll take time to get to know you so we understand your circumstances. This will help us tailor our solution to your needs.

If you already know that you’d like to use all or some of your pension savings to arrange a guaranteed income for life (provided by an annuity), we’ll talk you through the options. We’ll compare a range of annuities from across the market, so you can choose the right one for you and your lifestyle. If you decide to go ahead, we’ll then support you through the application process.

If you’d like to talk through your options in more depth, one of our experienced advisers will ask you more detailed questions about your health, wealth and retirement aspirations. Then they’ll prepare a personal recommendation that reflects your individual circumstances. And if you’d like to go ahead with the recommendation, they’ll put it all into place for you.

You’re under no obligation to take our advice and/ or guidance, and you’ll only need to pay us if you go on to buy a product. Any fees you’ll need to pay will be explained to you in advance.

To find out how we could help you give us a call on 01737 233413, Monday to Friday, 9am to 8pm.